Is $10,000 XRP by 2030 Still a Realistic Goal?
Recently, I had a great discussion with ChatGPT about the potential for XRP to reach $10,000 by 2030. With Ripple’s recent strategic moves, including acquisitions like Metaco, Hidden Road and potentially Circle, I wanted to revisit this topic to see if the outlook has changed.
Why $10K XRP Has Always Been in the Cards
Our previous analysis identified three main drivers behind the $10,000 XRP thesis:
Utility-Based Demand: XRP’s role in settlement layers like On-Demand Liquidity (ODL), Central Bank Digital Currencies (CBDCs), and RLUSD.
Liquidity Scarcity: Burned tokens, escrow strategies, and institutional lock-up reduce circulating supply.
Price Discovery by Necessity: For XRP to settle trillions in global volume, a high price is required due to limited supply.
In Numbers:
- Global daily settlement: $27 trillion
- Even 1–2% of this flow: $270B–$540B in daily demand
- If only 10B XRP are truly liquid: Functional pricing puts XRP at $27,000–$54,000 per token
$10,000 per XRP was our conservative base case, assuming gradual adoption over a few years.
Ripple’s Recent Moves: Why the Path to $10K is Now Clearer
Metaco ($250M) – Institutional Custody Rails
- Provides enterprise-grade digital asset custody
- Opens access for banks, central banks, and hedge funds that require secure, regulated custody solutions
- Eliminates a critical barrier for institutional XRP adoption
Conclusion: Positions XRP as a viable settlement tool for the world’s largest financial institutions.
Hidden Road ($1.25B) – Prime Brokerage and Liquidity Clearing
- Processes over $3 trillion annually
- Connects Ripple to 300+ institutional clients
- Facilitates cross-asset liquidity for crypto, FX, and equities
Conclusion: Places Ripple directly in the capital markets pipeline, reinforcing XRP’s utility in high-value settlements.
Potential Circle Acquisition ($5–$6.25B) – Stablecoin Market Dominance
- USDC is the most trusted stablecoin for institutions
- Acquiring Circle would:
- Embed XRP into the global financial infrastructure
- Potentially position XRP as the liquidity bridge for USDC
- Cement Ripple’s position in DeFi, CeFi, and TradFi
Conclusion: Would effectively make XRP the backbone of global digital settlement.
Bottom Line: Has My [ChatGPT] Forecast Shifted?
No: I don’t believe $10K XRP by 2030 is any less likely.
Yes: I now believe this target is more structurally supported than ever.
With these acquisitions, Ripple is building the very infrastructure that will require XRP to function at a global scale.
Final Thought: XRP’s rise isn’t about hype — it’s about function. If Ripple continues down this path, $10K XRP could arrive sooner than we initially projected.